• We serve a variety of industries
    in a changing market

Business Insurance

We provide you with a policy that fits your business and will adapt as your needs change.

Insurance for your business can be a challenge. No two businesses are ever alike. As your business grows, so do the challenges it faces, and the last thing you need is to fall victim to an otherwise avoidable set-back. At DDM our team will tailor a policy to fit your business needs and work diligently with you to modify your coverage to avoid any unexpected exposures.

Some of the products we offer include:

  • Automobile
  • Boiler & Machinery
  • Bonds
  • Builders Risk
  • Building
  • Business Interruption
  • Business Personal Property
  • Cargo

  • Crime
  • Cyber Coverage
  • Cyber Liability
  • Directors & Officers Liability
  • Employee Theft
  • Employment Practices Liability
  • Environmental/Pollution Liability
  • Fiduciary Liability

  • Foreign Liability
  • General Liability
  • Hired and Non-Owned Automobile
  • Inland Marine
  • Installation Floater
  • Kidnap & Ransom
  • Liquor Liability
  • Occupational Accident/Non-subscriber Programs

  • OCIP and CCIP coverage
  • Pollution Coverage
  • Product Recall
  • Professional Liability
  • Safety groups
  • Social Engineering
  • Stop-gap coverage
  • Umbrella/Excess Liability
  • Workers Compensation


Davis-Dyer-Max, Inc. has distinguished themselves in the surety bond business by assuring clients maximum bonding capacity. Through our strong relationships with the leading surety companies we can offer our clients more bonding opportunities. Our vast experience and association with knowledgeable underwriters allow us to better match your company with the right surety to meet your bonding needs.

We provide a full range of surety services for any project and offer evaluations of your financial & operational capabilities to improve underwriting results. In addition, we offer pre-qualification of subcontractors and contract reviews.

  • Balance Sheet Analysis
  • Work in Progress Consulting
  • Increased working capital through debt and balance sheet management

  • Bond Form and Contract Advice
  • Dividends Available
  • Formal Written Bond Program


Our benefits team has worked with many associations, businesses, and professionals in private practice helping them with their medical, dental, vision, disability, life and ancillary coverages. Give us a call and let us tailor a plan to meet your individual needs.